QM Community Loan

  7/14/2023 6:13:25 PM      AAA Capital Investment, Inc.

QM Community Loan

What is the QM Community Loan Program

QM Community Loan: QM Community Loan is a product tailored especially for home buyers with low credit scores and minimal down payments. It welcomes first-time home buyers without any income limits.Available for FNMA DU purchase only & FHLMC LP Loans.

All FICO No High Balance/Purchase/Refi/Cash Out/Attached Condo/2-4 Units Adjustments!

Refer to your agent for property Location Requirement.

Turn Time:condition review 3-5 business day.

QM Community Loan Program Highlights

Primary Home Only

1) Loan Amount: Follow Agency Loan Limits

2) Loan Purpose: Purchase, Rate/Term Refinance, Cash Out Refinance

3) Max. LTV/CLTV: 95.00%/95.00% and follow AUS results

4) Min. FICO 620

5) Reserves: Follow AUS Results


Click here to easily check property eligibility and find the listings of eligible properties.

If you have any questions about QM Community Loan, 

Please email to hello@aaalendings.com or call us: 1 (877) 789-8816.

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