关键词：DSCR /no ratio /不查收入
No Ratio DSCR是指：房租的月出租收入和房屋的每月还款额、地税、保险以及物业管理费的比率等于“0”，即零门槛就可以申请DSCR贷款产品。
在以往的查收入贷款产品中，我们需要用自己的收入和所抵押房屋每月的PITIA以及其他负债进行比较，以DTI来衡量贷款产品能否合乎规定。
而NO ratio DSCR这一不查收入的贷款产品则对于客人的收入没有任何要求，因为此贷款产品不涉及DTI的计算。而且最低DSCR ratio可以低至0。就算房子的租金较低，我们也照样可以做！这对于工作收入较低或者负债较多的客人来说不失为一种好的选择。
在不考虑DTI的前提下其他REO的保险地税我们也不需要考虑，也不需要查看客人的税表，这为贷款的快速审批提供了更加便利的条件。在现在购房市场如此火热的前景下，一房难求，如果购买投资屋的话，选择DSCR可以帮助你快速完成买房交易！
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner national loans. We always put customer's needs first and provide the best customized solution for each customer.
Mortgage lenders in California,best mortgage lenders for first-time buyers,Best Mortgage companies to work for in California, Non-QM mortgage loans to borrowers in California,non-QM loans lenders, best Jumbo loans lenders, Jumbo mortgage loans lenders, Best Mortgage Refinance Lenders aaalendings，CA mortgage, CA loan borker, CA refinance, CA home loan, CA interest rate,不查收入贷款，Non-QM,加州贷款银行，贷款经纪人
阅读原文 阅读 1011
