Loan Programs

What is the DSCR？

DSCR (Debt Service Coverage Ratio) Program.
This is the easiest program among all of the Non-QM programs.
Income/Employment Status/Tax Return are not required.

Program Highlights

1. Up to $2M Loan Amount;
2. Up to 80% LTV;
3. 660 or higher Credit Score;
4. May close in entities;
5. No limits on number of properties financed;
6. SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos are available.

Benefits of DSCR

No ratio DSCR, a loan product that does not verify the income, has no requirements for the income of borrower because it does not involve the calculation of DTI. And the minimum DSCR ratio can be as low as 0. Even if the rental income is low, we can still do it! This is a good choice for borrowers with low income or more liabilities.

Besides, Foreign Nationals are acceptable for this program as well, especially with F1 visa. If you’re a foreigner, and can not qualify with a conventional mortgage loan, contact us and obtain your loan scenario.

If you have any questions about DSCR program, 

Please email to hello@aaalendings.com or call us: 1 (877) 789-8816.