4/12/2022 7:53:36 PM      AAA Capital Investment, Inc.


What is the DSCR

DSCR (Debt Service Coverage Ratio) Program.
This is the easiest program among all of the Non-QM programs. Investment Properties Only.
Income/Employment Status/Tax Return are not required.

DSCR Program Highlights

Rental Income Qualify

1) Max. LTV: 80%;
2) Max. Loan Amount $2,000,000;
3) Min. FICO: 680;
4) Foreign National Allowed.

First Time Investor Acceptable

Allow to Close Under LLC

Gift Funds Allowed

Appraisal Transfer Acceptable

Short Term Rental Eligible

Please call for price:
• ITIN or FICO 620-659
• Mortgage late payment
• Manufactured Home
• 5-10 Units
• Loan amt >$2.0 million
• Foreign National LTV>70

Benefits of DSCR

No ratio DSCR is a loan product that does not verify or require the borrower's income because it does not involve the calculation of DTI (Debt-To-Income Ratio). Importantly, the minimum DSCR (Debt Service Coverage Ratio) can be as low as 0. Even if the rental income is low, we can still do it! This is a good choice for borrowers with low income or more liabilities.This makes it a viable option even for those with low rental income, making it a good choice for borrowers with lower income or higher liabilities.

In addition, this program is also open to Foreign Nationals, especially those with F1 visas. If you're a foreign national and unable to qualify for a conventional mortgage loan, please contact us to discuss your loan scenario.


If you have any questions about DSCR program, 

Please email to hello@aaalendings.com or call us: 1 (877) 789-8816.

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