5/24/2022 6:23:09 PM      AAA Capital Investment, Inc.


HELOC Overview

The HELOC program is Home Equity Line Of Credit.

Index + Margin. 30 Years term, 10 Yrs I/O Draw Period followed by 20 Years Amortization.
* Index: Prime Mortgage Rate floated with the market.
   Margin: Subject to loan scenarios.

HELOC Program Highlights


Max. Loan Amount $500K
Min. FICO 680

 No Prepaid Penalty;
 Title and Escrow Closing Fee $370-$650 (Closing with Title Company Designated by AAA LENDINGS);
 Concurrent (Max CLTV/HCLTV 89.99%)(Min FICO 680)(The 1st lien must be done at AAA)/Standalone(Max CLTV/HCLTV 85.00%)(Min FICO 700)

Investment Ineligible
Primary Home(Concurrent Max CLTV/HCLTV 89.99%)(Standalone Max CLTV/HCLTV 85.00%)
Second Home(Concurrent Max CLTV/HCLTV 80.00%)(Standalone Max CLTV/HCLTV 80.00%)

Expanded HELOC

Max. Loan Amount $350K
Min. FICO 680

 No Annual fee;
 No Prepaid Penalty;
 Primary & Second home are eligible;

Why choose HELOC?

All in all, a HELOC may be a wonderful choice for borrowers at a time when most products’ interest rates are generally rising.


If you have any questions about HELOC Loans, 

Please email to hello@aaalendings.com or call us: 1 (877) 789-8816.

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