5/24/2022 6:23:09 PM      AAA Capital Investment, Inc.


HELOC Overview

The HELOC program is Home Equity Line Of Credit.

Index + Margin. 30 Years term, 10 Yrs I/O Draw Period followed by 20 Years Amortization.

* Index: Prime Mortgage Rate floated with the market.
   Margin: Subject to loan scenarios.

HELOC Program Highlights


1) No Prepaid Penalty;
2) Title and Escrow Closing Fee $370-$650 (Closing with Title Company Designated by AAA LENDINGS);
3) Max. HCLTV/CLTV 89.99%;
4) Line Amount $50,000-$500,000;
5) Min. FICO 680.

Concurrent (Max CLTV/HCLTV 89.99%)(Min FICO 680)/Standalone(Max CLTV/HCLTV 85.00%)(Min FICO 700)

Max Line Amount $500,000
Investment Ineligible
Primary Home(Concurrent Max CLTV/HCLTV 89.99%)(Standalone Max CLTV/HCLTV 85.00%)
Second Home(Concurrent Max CLTV/HCLTV 80.00%)(Standalone Max CLTV/HCLTV 80.00%)

Expanded HELOC
1) No Annual fee;
2) No Prepaid Penalty;

3) Primary & Second home are eligible;
4) Max. CLTV/HCLTV 89.99%;
5) Max. Loan Amount $350,000;
6) Min. FICO 680.

Why choose HELOC?

All in all, a HELOC may be a wonderful choice for borrowers at a time when most products’ interest rates are generally rising.


If you have any questions about HELOC Loans, 

Please email to hello@aaalendings.com or call us: 1 (877) 789-8816.

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