Jumbo Loan

  7/15/2022 10:41:56 PM      AAA Capital Investment, Inc.

What is the Jumbo Loan

Loan amount exceeds the limits for a conventional conforming loan.


Program Highlights

 30 Years fixed 
1. Rental income can be used with 2 years landlord experiences history.
2. No Mortgage Insurance needed.
3. Max. DTI 45%.
4. Max. LTV 85% for purchase & R/T; Max. LTV 75% for C/O.
5. Max. number of financed properties: ① Primary - No Limit. ② 
2nd & Investment Property - Max. 20.
6. Max. Loan Amount $3.0M.
7. Max. cash-out amount $500,000.
8. Min. 12 months reserves on PITIA.
9. Min. FICO 680.

* Min. Loan Amount: Max Fannie Mae General Loan Limit + $1

 10/6 ARM 

1. Min. FICO 720.
2. Min. 12 months reserves on PITIA.
3. Max. LTV 80%.
4. Max. Loan Amount $3.0M.
5. Max. Cash Out $350,000.
6. 1-4 Units: Primary.
7. 1 Unit: 2nd home & Investment property.
8. Purchase & R/T Refi & C/O Refi.

 7/6 ARM 

1. Min. FICO 700. 
2. Min. 6 months reserves on PITIA.
3. Max. LTV 89.99%.
4. Max. Loan amount $2.5M.
5. Max. cash out $750,000.
6. 1 Unit & 2 Units.
7. Primary & 2nd Home property.
8. Purchase & R/T Refi & C/O Refi.




If you have any questions about Jumbo Loan, 

Just Email to hello@aaalendings.com or call us: 1 (877) 789-8816.





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