Full Doc Jumbo

  7/15/2022 10:41:56 PM      AAA Capital Investment, Inc.

Jumbo


What is the Jumbo Loan

Full Doc Jumbo: Loan amount exceeds the limits for a conventional conforming loan.


Full Doc Jumbo Program Highlights

Prime 30 Yrs Fixed & 10/6 ARM

1) Max. LTV 80% for purchase; Max. LTV 70% for C/O;
2) Max. Loan Amount $3.0M;
3) Min. 12 months reserves on PITIA;
4) Min. FICO 720.


 Elite Jumbo 
Deposit with Interest. More Deposit, Lower Rate!
Deposits are for a 12-month CD with Interest (must be held in an AAA-designated account).
Interest varies by the opening date. The rate was 4.25% on 02/24/2024.
The minimum deposit is 20% of the loan amount. Deposit with Interest.
1) Max. Loan Amount $4.0M
2) Max. DTI 45%
3) Min. FICO 700



In 2024, the FHFA improves the loan limits for all kinds of loan types, especially Jumbo Loans. Please refer to below 2024 loan limits in California.

2024 Loan Limits in California Counties

COUNTY

1-Unit Limit

2-Unit Limit

3-Unit Limit

4-Unit Limit

ALAMEDA

$1,149,825

$1,472,250

$1,779,525

$2,211,600

ALPINE

$766,550

$981,500 $1,186,350

$1,474,400

AMADOR

$766,550

$981,500

$1,186,350

$1,474,400

BUTTE

$766,550

$981,500

$1,186,350

$1,474,400

CALAVERAS

$766,550

$981,500

$1,186,350

$1,474,400

COLUSA

$766,550

$981,500

$1,186,350

$1,474,400

CONTRA COSTA

$1,149,825

$1,472,250

$1,186,350

$2,211,600

DEL NORTE

$766,550

$981,500

$1,186,350

$1,474,400

EL DORADO

$766,550

$981,500

$1,186,350

$1,474,400

FRESNO

$766,550

$981,500

$1,186,350

$1,474,400

GLENN

$766,550

$981,500

$1,186,350

$1,474,400

HUMBOLDT

$766,550

$981,500

$1,186,350

$1,474,400

IMPERIAL

$766,550

$981,500

$1,186,350

$1,474,400

INYO

$766,550

$981,500

$1,186,350

$1,474,400

KERN

$766,550

$981,500

$1,186,350

$1,474,400

KINGS

$766,550

$981,500

$1,186,350

$1,474,400

LAKE

$766,550

$981,500

$1,186,350

$1,474,400

LASSEN

$766,550

$981,500

$1,186,350

$1,474,400

LOS ANGELES

$1,149,825

$1,472,250

$1,779,525

$2,211,600

MADERA

$766,550

$981,500

$1,186,350

$1,474,400

MARIN

$1,149,825

$1,472,250

$1,779,525

$2,211,600

MARIPOSA

$766,550

$981,500

$1,186,350

$1,474,400

MENDOCINO

$766,550

$981,500

$1,186,350

$1,474,400

MERCED

$766,550

$981,500

$1,186,350

$1,474,400

MODOC

$766,550

$981,500

$1,186,350

$1,474,400

MONO

$766,550

$981,500

$1,186,350

$1,474,400

MONTEREY

$920,000

$1,177,750

$1,423,650

$1,769,250

NAPA

$1,017,750

$1,302,900

$1,574,900

$1,957,250

NEVADA

$766,550

$981,500

$1,186,350

$1,474,400

ORANGE

$1,149,825

$1,472,250

$1,779,525

$2,211,600

PLACER

$766,550

$981,500

$1,186,350

$1,474,400

PLUMAS

$766,550

$981,500

$1,186,350

$1,474,400

RIVERSIDE

$766,550

$981,500

$1,186,350

$1,474,400

SACRAMENTO

$766,550

$981,500

$1,186,350

$1,474,400

SAN BENITO

$1,149,825

$1,472,250

$1,779,525c

$2,211,600

SAN BERNARDINO

$766,550

$981,500

$1,186,350

$1,474,400

SAN DIEGO

$1,006,250

$1,288,200 $1,557,150

$1,935,150

SAN FRANCISCO

$1,149,825

$1,472,250

$1,779,525

$1,867,275

SAN JOAQUIN

$766,550

$981,500

$1,186,350

$1,474,400

SAN LUIS OBISPO

$929,200

$1,189,550

$1,437,900

$1,786,950

SAN MATEO

$1,149,825

$1,394,775

$1,779,525

$2,211,600

SANTA BARBARA

$838,350

$1,073,250

$1,297,300

$1,612,250

SANTA CLARA

$1,149,825

$1,472,250

$1,779,525

$2,211,600

SANTA CRUZ

$1,149,825

$1,472,250

$1,779,525

$2,211,600

SHASTA

$766,550

$981,500

$1,186,350

$1,474,400

SIERRA

$766,550

$981,500

$1,186,350

$1,474,400

SISKIYOU $766,550 $981,500 $1,186,350 $1,474,400
SOLANO $766,550 $981,500 $1,186,350 $1,474,400
SONOMA $877,450 $1,123,300 $1,357,800 $1,687,450
STANISLAUS $766,550 $981,500 $1,186,350 $1,474,400
SUTTER $766,550 $981,500 $1,186,350 $1,474,400
TEHAMA $766,550 $981,500 $1,186,350 $1,474,400
TRINITY $766,550 $981,500 $1,186,350 $1,474,400
TULARE $766,550 $981,500 $1,186,350 $1,474,400
TUOLUMNE $766,550 $981,500 $1,186,350 $1,474,400
VENTURA $954,500 $1,221,950 $1,477,050 $1,835,600
YOLO $766,550 $981,500 $1,186,350 $1,474,400
YUBA $766,550 $981,500 $1,186,350 $1,474,400


Jumbo


If you have any questions about Jumbo Loan, 

Just Email to hello@aaalendings.com or call us: 1 (877) 789-8816.





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