No Job No Income

  10/28/2022 8:06:06 PM      AAA Capital Investment, Inc.

no job no income

What is the No Job No Income

An Ideal Product for Primary Residence without a Job!

Available in CA, IL and HI.

No Job No Income Program Highlights

Max. LTV 65%
Max. Loan Amount $3.5M
Min. FICO 700

3/6 ARM (5/6 ARM rate +0.125)

 No job and income needed;

 No prepayment penalty.

 Most recent 1 Months Bank Statement required.

 12 Months P&I Reserve (must be deposited into AAA-designated TCD account prior to closing).

 50% of Down Payment Can be Gifted (for primary homes)

P&I Reserve Requirement
Foreign National or Cash-Out: 24 mos
All Others: 12 mos

Loan Amount P&I Reserve Requirement TCD Term
Foreign National up to $3.5MM 24 months 25 months
Non-permanent Resident 24 months 25 months
Cash-Out 24 months 25 months
All Others 12 months 13 months

CRA WVOE & CPA Prepared P&L

If you have any questions about No Job No Income,

Please email to or call us: 1 (877) 789-8816.

Quick Quote