No Job No Income

  10/28/2022 8:06:06 PM      AAA Capital Investment, Inc.

What is the No Job No Income

An Ideal Product for Primary Residence without a Job!

Available in CA, IL and HI.

No Job No Income Program Highlights

3/6 ARM (5/6 ARM rate +0.125)

1) Max. Loan Amount $3.5M;
2) Max. LTV 65%;
3) Min. FICO 700;
4) No job and income needed;
5) No prepayment penalty.

Most recent 1 Months Bank Statement required.
12 Months P&I Reserve (
must be deposited into AAA-designated TCD account prior to closing).
50% of Down Payment Can be Gifted (for primary homes)

P&I Reserve Requirement
Foreign National or Cash-Out: 24 mos
All Others: 12 mos

Loan Amount P&I Reserve Requirement TCD Term
Foreign National up to $3.5MM 24 months 25 months
Cash-Out 24 months 25 months
All Others 12 months 13 months

CRA WVOE & CPA Prepared P&L

If you have any questions about No Job No Income,

Please email to or call us: 1 (877) 789-8816.

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