DSCR Prime Overview
DSCR Prime is a specialized mortgage solution designed for real estate investors seeking to qualify based on property cash flow rather than personal income documentation. With competitive pricing, higher LTV options, and streamlined underwriting, this program is ideal for experienced investors or those scaling their rental portfolios. No tax returns or employment verification required — if the property can cover the debt, you’re good to go.
DSCR Prime Program Highlights
1) Max. LTV 80%;
2) Min. Loan Amount $125K;
3) Min. FICO 680;
4) Min 1.0 Ratio
5) Eligible Property: SFR, 2-4 Units,Warrantable Condos
6) One Month's Bank Statement or VOD Required
