Keyword: Non-QM Self-employed 12/24 bank statements
This program is designed for borrowers who are self-employed and would benefit from alternative loan qualification methods. Bank statements (personal and/or business) may be used as an alternative to tax returns to document a self-employed borrower’s income
Requirement:
1-At least one of the borrowers must be self-employed for at least 2 years
2-Borrower has 25% or greater ownership of the company
3-The max DTI is 50%
4-Documents:
1) 12/24 bank statement to calculate income
2) CPA Letter
Advantage:
1-No 4506-C/tax transcripts/Tax Returns or any income documents
2-The Max LTV is 80%
3-The Min Fico is 600
4-The base rate is 3.125%
5-Max Loan amount is $4,000,000.00
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner national loans. We always put customer's needs first and provide the best customized solution for each customer.
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