What’s Special About Professional Investors In Non-QM-AAA LENDINGS -AAA Capital Investment, Inc. 洛杉矶贷款银行,洛杉矶房贷,加州贷款,加州房贷,再融资贷款,加州不查收入房屋贷款,mortgage rates ca today,mortgage rates history,mortgage rates us,mortgage rates daily chart,non qm loans,dscr loan

Professional investors are people who may be deemed to possess the experience, knowledge and expertise to make their own investment decisions and properly assess the risks incurred. Mortgage lenders often review whether your conditions meet professional investors to reduce some of the documents you need to provide or shorten your mortgage process in Non-QM.

What are the requirements for being recognized as a professional investor?

👉 Currently own 5 properties (Primary residence included).

👉 Five (5) years credit depth reported on credit report.

👉 At least three (3) mortgages are reported on the credit report within the last three (3) years. No minimum months reporting is required. No delinquencies are allowed on months reported.

If you can be recognized as a professional investor, you can often get the following preferential treatment in the process of applying for DSCR program:

👉Mortgage histories on non-subject properties are not required.

👉 Housing histories of borrower's are not required.

What information do you need to provide to be certified as a professional investor?

👉 All properties owned by borrowers should be provided.

👉 All information relevant with borrower's owned properties should be provided (mortgage balance, gross rents, etc)

Providing the above information can be certified as a professional investor by the mortgage lender. The identity of a professional investor can make you faster and more convenient in the DSCR program.

If you think your conditions are enough to support you to be recognized as a professional investor, you might as well try contacting AAA LENDINGS. Our professional mortgage Agent can help you quickly authenticate and enable you to obtain a mortgage loan quickly.

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