关键词：401(k) loan，DTI 通过 401(k) 贷款，您可以从退休储蓄账户中借钱。根据您雇主的计划允许的情况，您可以在 12 个月内取出多达 50% 的储蓄，最高可达 50,000 美元。在大多数情况下，您必须在贷款后的 5 年内偿还借来的钱以及利息。您...
低收入贷款类型
Edit Time: 8/16/2021 6:25:32 PM
关键词： FHA; VA; HomeReady; HomePossible; Refinow; 低收入 特点和优点： l最高LTV-- 97% l最高CLTV-- 105% l最低信用分-- 620 ...
Low-Income Loan Types
Edit Time: 8/16/2021 6:18:29 PM
Keywords: FHA; VA; HomeReady; HomePossible; Refinow; Low-Income Note: Below items may have little differences among programs F...
What's the APR?
Edit Time: 7/15/2021 7:51:28 PM
Key Words:Interest rate,APR When you’re refinancing or taking out a mortgage, keep in mind that an advertised interest rate isn’t ...
Home Possible Mortgage
Edit Time: 7/10/2021 12:13:46 AM
Key words: Low-income Home Possible Mortgage,provided by Freddie Mac, is for those whose income is 80% of area median income (AMI) f...
What is ARM loan?
Edit Time: 7/3/2021 12:21:13 AM
Key word: ARM, adjustable-rate mortgage The interest rate for anadjustable-rate mortgageis avariable one. Theinitial interest rateon...
What Is a Home Equity Loan?
Edit Time: 7/3/2021 12:18:59 AM
A home equity loan—also known as an equity loan, home equity installment loan, orsecond mortgage—is a type of consumer debt. Home equity loans allo...
DSCR program
Edit Time: 5/21/2021 2:09:08 AM
关键词：DSCR比值 /贷款/房屋租赁/投资屋 DSCR是一种专门为有房屋租赁经验的投资者而设计的贷款方式，借款人可以仅凭借标的资产的现金流从而使其贷款达到要求。DSCR 的计算方式简单明了，清晰易懂，即用标的资产总的出租收入除以标的资产总的房屋花费（PITIA）...
DSCR Program
Edit Time: 5/21/2021 1:56:00 AM
关键词: DSCR, Non-QM, Mortgage, Rent, Investment DSCR (Debt Service Coverage Ratio) is designed for experienced real estate investorsan...
Non-QM Mortgages
Edit Time: 5/13/2021 2:29:41 AM
Keywords: No paystub; No W2; No Tax Return; No 4506-T; No DU/LP Non-QM loansare an alternative toqualified mortgage(QM)loans...
What is forbearance? and Can I refinance if I'm in forbearance?
Edit Time: 5/13/2021 2:23:00 AM
Keyword: forbearancerefinance credit score What is forbearance? ...
Refinance FHA to Conventional: Making the Switch
Edit Time: 5/11/2021 12:59:45 AM
Do you currently have an FHA-insured loan? If you've thought about refinancing recently given how low mortgage rates have been this year, it may be...
Jumbo Loans: What Are They And How Do They Work?
Edit Time: 4/8/2021 1:34:34 AM
shopping for a homeis identifying the type of mortgage that’s best for you. But what happens if you need to take out a very high-value mortgage? ...
Home Improvement Loans: What Are My Options?
Edit Time: 4/8/2021 1:03:52 AM
Home improvement loans can help you finance anything related to updating your home. Whether you need to make a necessary roof repair or want...