12月16日,美聯儲最新通過了一項規定:正式將SOFR替換LIBOR作為金融合約的備用基準利率。 圖片來源:the Federal Reserve 曾經金融市場最重要的數字——LIBOR將在2023年6月以後退出歷史舞臺,...
Winter will eventually be over - Inflation Outlook 2023: How long will high inflation last?
Edit Time: 12/30/2022 7:34:10 PM
Inflation continues to cool! "Inflation" is the most important keyword for the U.S. economy in 2022. ...
寒冬終將過去——2023通脹展望:高通脹還會持續多久?
Edit Time: 12/30/2022 7:31:39 PM
通脹持續降溫! “通脹”是2022年美國經濟最重要的關鍵字。 今年上半年,消費者價格指數(CPI)飆升,從汽油到肉蛋奶等生活常備食品,物價出現全面上漲。 下半年,隨著美聯儲不斷加息、全球供應鏈問題逐步好轉,CPI環比漲幅逐漸放緩,但同比...
The Federal Reserve's annual finale - five important indicators!
Edit Time: 12/26/2022 6:25:06 PM
Last week, the eyes of the world markets turned once again to the Federal Reserve - at the end of a two-day rate meeting, the Fe...
美聯儲年終收官之戰——五大重點解讀!
Edit Time: 12/26/2022 6:19:59 PM
上周,全球市場的目光再度聚焦于美聯儲——在結束為期兩天的議息會議後,美聯儲將公佈12月貨幣政策決議,同時出爐最新季度經濟預測摘要(SEP)和點陣圖。 不出意料,本週三美聯儲如期放緩加息,將聯邦基準利率上調50基點至4.25%-4.5%。 ...
[2023 Outlook] The time of the real estate bubble is over, interest rates have peaked and the real estate market starts to recover in the second half of the y
Edit Time: 12/19/2022 10:18:44 PM
Powell: the end of the housing bubble In 2005, former Federal Reserve Chairman Alan Greenspan told Congress, "A ...
【2023展望】樓市泡沫期結束,利率已經見頂,下半年房市開始復蘇!
Edit Time: 12/19/2022 10:09:26 PM
鮑威爾:樓市泡沫期結束 2005年,前美聯儲主席格林斯潘曾對國會表示:“美國不太可能出現房價泡沫。” 但事實上,當時房地產已經出現了泡沫,而就在格林斯潘傳達這一資訊時,泡沫已接近了頂峰。 我們把時間快進到2022年的現在,由於大家對上一...
FHFA raises caps on conventional mortgages, what does this mean for homebuyers?
Edit Time: 12/12/2022 8:02:58 PM
On November 29th, the Federal Housing Finance Agency (FHFA) announced updated Conforming Loan Limits for conventional mortgages ...
重磅利好!FHFA提高常規抵押貸款限額,對購房者有何影響?
Edit Time: 12/12/2022 7:56:11 PM
11月29日,聯邦住房金融局(FHFA)宣佈了2023年最新常規抵押貸款最高限額(Conforming Loan Limits)。 2023年的Conventional Loan限額現已立即生效,以下是具體限額標準: ...
The Fed has sent an important signal! Slow the rate hike pace in December and turn to cut rates in 2023
Edit Time: 12/5/2022 7:25:41 PM
Minutes of the November meeting published Last Thursday, the Federal Reserve released the minutes of its highly a...
美聯儲釋放重大信號!12月放緩加息步伐,2023轉向降息?
Edit Time: 12/5/2022 7:21:04 PM
11月會議紀要出爐 上週四,美聯儲公佈了備受市場關注的11月貨幣政策會議紀要。 會議紀要顯示:“大多數與會者認為,不久可能就會來到放緩加息步伐的合適時間”。 圖片來源:CNBC ...
Will the “curse of the World Cup” that occurs every four years repeat once again? Interest rates will also be affected!
Edit Time: 11/29/2022 12:49:14 AM
"Curse of the World Cup" In November, the world is in for a sporting feast - the World Cup. Whether you are a fa...
四年一次的“世界盃魔咒”,會再次上演嗎?利率也將受影響!
Edit Time: 11/29/2022 12:42:36 AM
“世界盃魔咒” 進入11月,全世界都將迎來一場體育盛宴——世界盃,不論你是不是球迷,屆時世界盃的熱潮都會把你包圍。 世界盃全名國際足聯世界盃(FIFA World Cup),每四年舉辦一次,往屆世界盃舉行的時間都是在六...
Based on the history of the U.S. Banking industry, what is the difference between a mortgage lender and a retail bank?
Edit Time: 11/21/2022 8:10:20 PM
History of U.S. Banking In 1838, the United States enacted the Free Banking Act, which allowed for the free deve...
從美國銀行業發展史講起,告訴你Mortgage Lender和Retail Bank有何區別?
Edit Time: 11/21/2022 8:05:54 PM
美國銀行業發展史 1838年,美國頒佈《自由銀行法》,開啟了早期金融業自由發展的大門。 在那時,任何人只要有10萬美元就可以開設銀行。 當時銀行業允許混業經營,商業銀行既可辦理信貸業務,又可以從事投行、保險業務,也就是銀行...