Freddie Mac shows that on May 5th, the average rate on a 30-year mortgage rose to 5.27%, a figure that was only 3% last August. The ...
What has happened to the housing market since 1994, as mortgage rates also soared?
Edit Time: 5/27/2022 5:15:58 PM
房市供給量微升,供不應求稍有緩解,但依然是“賣方市場”
Edit Time: 5/26/2022 7:27:41 PM
自2022年1月以來,伴隨着通貨膨脹日益加劇,美聯儲的兩次大幅度加息,房貸利率已一路攀升至近3年來的新高。截止到5月19日,30年期平均房貸利率已上漲到5.25%。 在這樣的經濟大環境裏,房市供不應求的市場關係發生了逆轉嗎?今天就來跟大家分析一下最新的市場動態。 ...
房市大熱,誰是輸家?誰是贏家?
Edit Time: 5/25/2022 10:07:18 PM
從最高的房價到最低的待售房屋數量,不可否認,COVID-19大流行顛覆了美國的房地產市場,那麼在這場房地產市場的大洗牌中,誰是真正的贏家和輸家? 贏家 Winner 1. 佛羅里達州 關鍵數據:2020年4月至2021年...
Adjustable-rate Mortgages Are Becoming More and More Popular Nowadays
Edit Time: 5/24/2022 6:25:47 PM
According to the MortgageBankers Association, demands for adjustable-ratemortgages, or ARMs, hit a 14-year high last week. As interest rates rise, ...
可調整利率抵押貸款爲何現在變得越來越流行?
Edit Time: 5/24/2022 6:16:56 PM
抵押貸款銀行家協會(Mortgage Bankers Association)稱,上週對可調利率抵押貸款的需求達到了14年來的最高水平。 隨着利率上升,購房者開始尋求更便宜的選擇,以應對不斷飆升的借貸成本。 但隨着利率上升,這些抵押貸款是否會再次成爲問題,就像大衰退前房地產崩盤時...
Housing Market’s Big Selling Points: Who is Purchasing? Who is selling?
Edit Time: 5/23/2022 7:18:57 PM
The year 2021 was undoubtedly an exceptionally prosperous year for the real estate market. So, what were the main features of home buyers and selle...
應對通脹!白宮發佈住房供應行動計劃
Edit Time: 5/23/2022 5:56:27 PM
白宮週一(5月16日)推出一項計劃,旨在促進住房供應和降低租戶及房主成本。這是政府爲幫助民衆應對通貨膨脹的努力的一部分。 根據這項“住房供應行動計劃”(Housing Supply Action Plan),政府將通過增加每個社區的優質住房供應,逐...
【金融危機啓示錄】1907大恐慌,一場危機催生美聯儲
Edit Time: 5/20/2022 8:38:47 PM
“這場危機對整體經濟的危害是歷屆政策制定者都不會忘記的” ——時任美聯儲理事Frederic Mishkin 紀念大恐慌100週年的演講 在約翰·皮爾龐特·摩根書房的壁爐架上,擺放着一塊琺琅製作的白色瓷板,上面寫着普羅旺斯語的藍色銘文:...
Housing Prices Interest Rates Are Rising - Where Should Them Go in The Future?
Edit Time: 5/20/2022 5:11:47 PM
After nearly two years of booming, forecasters in recent months all said that the pace of housing prices increase would start to slow. At pr...
泡沫還是沒有泡沫?歷史告訴我們今年房地產崩盤的可能性有多大
Edit Time: 5/19/2022 6:59:42 PM
南加州房價創下更多記錄,因爲加息未能減緩競價大戰 南加州的住房市場仍然過熱,儘管通貨膨脹飆升,抵押貸款利率上升,但房價仍創下歷史新高。 由於價格和抵押貸款的上漲將許多潛在的買家推到一邊,銷售量正在下降。然而,買家的需求仍然超過了待售房屋的供應。 河濱市...
How to deal with hyperinflation, Warren Buffett suggests you do one thing
Edit Time: 5/19/2022 5:33:54 PM
People feel a tightening of their purse strings as they are currently facing the most serious inflation in decades. Many people are thinking about ...
Great! USCIS released a new rule: The EAD card is automatically extended by 540 days! Two hundred sixty thousand people are benefited from it!
Edit Time: 5/18/2022 5:32:39 PM
According to the report, the Bureau of Citizenship and Immigration Services (USCIS) announced that due to a large backlog of cases in the departmen...
覆盤:1萬億美元的加密貨幣如何在六個月內“灰飛煙滅”
Edit Time: 5/18/2022 5:11:51 PM
在美聯儲持續激進“縮水”下,數字貨幣經歷着“寒冬”,逃離風險資產成了本週的主線劇情;歷史總是驚人的相似,去年519加密貨幣恐慌式崩盤還歷歷在目,逾43萬人爆倉的腥風血雨再次上演。 根據CoinMarketCap的數據,僅在上週,整個加密貨幣市場就損失了超過5000億美元的價值;而...
同樣是房貸利率飆升,1994年後的房市發生了什麼?
Edit Time: 5/16/2022 5:41:38 PM
Freddie Mac顯示,5月5日,30年期房貸的平均利率升至5.27%,這個數字在去年8月時還僅爲3%。 上一次房貸利率漲幅如此之大還是在1994年。1993年末的當時,房貸利率不到7%。 但當時的情況與今年非常相似,隨着美聯儲...
房價利率齊上漲,“量跌價升”還要持續多久?
Edit Time: 5/14/2022 2:32:48 AM
火爆了近兩年的樓市,最近幾個月各種預測者卻都表示,房價上漲的速度會開始放緩。如今隨着抵押貸款利率升至5%以上,甚至有些人猜測,房價是不是該降了? 堅挺的樓市又還能在此輪美聯儲加息潮中堅持多久? 想知道房價還能漲多久,我們可以先看看這輪房價暴漲是何原因造成的。 ...