Winter will eventually be over - Inflation Outlook 2023: How long will high inflation last?

Inflation continues to cool! "Inflation" is the most important keyword for the U.S. economy in 2022. ...

The Federal Reserve's annual finale - five important indicators!

Last week, the eyes of the world markets turned once again to the Federal Reserve - at the end of a two-day rate meeting, the Fe...

[2023 Outlook] The time of the real estate bubble is over, interest rates have peaked and the real estate market starts to recover in the second half of the y

Powell: the end of the housing bubble In 2005, former Federal Reserve Chairman Alan Greenspan told Congress, "A ...

FHFA raises caps on conventional mortgages, what does this mean for homebuyers?

On November 29th, the Federal Housing Finance Agency (FHFA) announced updated Conforming Loan Limits for conventional mortgages ...

The Fed has sent an important signal! Slow the rate hike pace in December and turn to cut rates in 2023

Minutes of the November meeting published Last Thursday, the Federal Reserve released the minutes of its highly a...

Will the “curse of the World Cup” that occurs every four years repeat once again? Interest rates will also be affected!

"Curse of the World Cup" In November, the world is in for a sporting feast - the World Cup. Whether you are a fa...

Based on the history of the U.S. Banking industry, what is the difference between a mortgage lender and a retail bank?

History of U.S. Banking In 1838, the United States enacted the Free Banking Act, which allowed for the free deve...

The midterm elections are approaching. Will there be an impact on interest rates?

This week, the United States ushered in one of the most important events of 2022 - the midterm elections. This year's election i...

Do not be fooled by GDP! If a recession is inevitable in 2023, will the Fed cut rates? Where will interest rates go?

On October 27, GDP data for the third quarter were released. Third quarter GDP rose a strong 2.6% year-ov...

Why should you pay attention to the yield on 10-year U.S. bonds, do you really understand that?

The Federal Reserve’s determination to curb inflation has recently led to a tightening of rate hike policy, with the result that...

High rents are the reason why inflation is not going down? A new round of interest rate hike warnings!

Why has not inflation come down? Last Thursday, the Bureau of Labor Statistics released data for September CPI. ...

The truth about the labor market, which is still hot after five interest rate hikes

Nonfarm payrolls data exceeded expectations again On Friday, the nonfarm payroll report for September released, ...

Why is the Prime Rate so important in the minds of banks?

Origin of the Prime Rate Prior to the Great Depression, lending rates in the U.S. were liberalized, and each ban...

The end of interest rate hikes: higher but not necessarily further

What does the dot plot reveal? In the morning of September 21st, the FOMC meeting came to a close. Not surp...

CPI Exceeds Expectations: Two Facts, One Truth

Inflation peaks but hardly declines Last Tuesday, the Labor Department released data showing that the CPI rose 8...