Managing Your Mortgage-AAA LENDINGS -AAA Capital Investment, Inc. 洛杉矶贷款银行,洛杉矶房贷,加州贷款,加州房贷,再融资贷款,加州不查收入房屋贷款,mortgage rates ca today,mortgage rates history,mortgage rates us,mortgage rates daily chart,non qm loans,dscr loan

Agency requirements about Ownership less than 25%

Edit Time: 6/18/2021 12:58:59 AM

Key Words:Fannie Mae; Self-employed;Ownership less than 25% Belowis agency guideline requirements about borrower’s ownership less th...

Social Security income calculation

Edit Time: 6/17/2021 7:36:35 PM

Key Words:Social Security income; non-taxable income; tax exempt income; Freddie mac When TAX EXEMPT INCOMEis needed for qualifica...

W-2 的种类

Edit Time: 6/17/2021 7:15:43 PM

通常打工族的W-2 会有多个副本，我们可以在W-2左上角可以看到它是属于哪种类型。具体如下： 1.Copy A：是公司交给社保部门的，通常公司要在每年的1月31号之前，将W2和W3一起交给社保部门； 2.Copy B：是给员工的，让他们来填写用来联邦政府报税收入的；...

What is an IRA?

Edit Time: 6/17/2021 7:09:17 PM

Key words:IRA,retirement,account, What is an IRA? An IRA is an account set up at a financial institution that allows an individual to...

房屋免检（Property Inspection Waiver）

Edit Time: 6/3/2021 3:03:04 AM

关键词：免检；估价报告；Appraisal InspectionWaiver PIW全称 property inspection waiver 意为房屋免检，房屋的估值是贷款最重要的信息，一般而言做贷款都要对贷款的房子做一份估价报告的，但如果你获得PIW了就可以免...

Interested Party Contribution

Edit Time: 6/3/2021 2:53:07 AM

Keyword: Interested Party Contribution 1. What is the definition of Interested Party Contribution? Intere...

What is a subordination agreement？

Edit Time: 6/2/2021 11:06:24 PM

Asubordination agreementis a legal document that establishes one debt as ranking behind another in priority for collecting repayment from a debtor....

房屋贷款之前不能做的10件事

Edit Time: 5/28/2021 3:07:15 AM

关键词：换工作，信用卡，房屋贷款 1.尽量不要换工作，会增加您完成房屋贷款交易的复杂性。 2.不要刷爆信用卡。 3.不要忘了及时支付账单！ 4.不要结清常用的信用账户，会降低信用分。 5.不要在你的资产账户...

How to Improve your credit score

Edit Time: 5/28/2021 3:01:20 AM

KeyWords:credit score,creditcard Here’s how toincreaseyour credit score before apply for a mortgage: 1. Pay your ...

委托书(POA)

Edit Time: 5/27/2021 7:48:36 PM

POA，全称为Power of Attorney,意为委托书，我们贷款中常用的委托书为限定(特殊)委托书，即授权某人处理某处房产，常用于贷款申请人之一在签贷款合同时无法到场的情况。如果贷款人需要做POA，即委托他人代签合同，需要提供解释信来解释无法到场的原因...

Attached/ Detached Condo project review (HOA Questionnaire)

Edit Time: 5/27/2021 7:41:04 PM

Do you know anything about Condo Project Review (or HOA Questionnaire)? When you want to buy a new house which the type is a condo o...

What is condo Cert and What is the purpose of the condo Cert

Edit Time: 5/27/2021 7:38:48 PM

ACondo certificateassures a buyer that the budget for the apartment is in order, and that provision has been made for maintenance needs that could ...